6 Reasons you should order an appraisal from The Appraisal FirmYear after year, thousands of people in Texas buy, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. Even though there are a budding number of automated home valuation systems that might appear to be cheaper than an appraisal, most lenders still need a local expert because the stakes are so high. Is obtaining a mortgage the only reason you should get an appraisal? Are there also situations when the services of a certified, independent real estate professional might be helpful? You bet. 
Challenge your tax assessment in Tarrant CountyIf you are in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from The Appraisal Firm is your best evidence when building your case. We can assist you in challenging your tax assessment. Get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that almost all lenders ask homeowners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the home. Since the additional payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. The Appraisal Firm can provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI. Get your appraisal from The Appraisal Firm Order todayGet a clear valuation on a home for divorce settlementsA divorce is a particularly traumatic event for the parties involved, and it is often even more complicated by the troublesome decision of who gets the house. It's a good idea to get an appraisal from The Appraisal Firm so both parties are fully aware of the true market value of their home, regardless of the situation. The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion. Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Move to or from Tarrant County through an employee relocation programEmployee relocation can be a stressful event, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, along with information regarding any current sales or listings in their neighborhood that they want considered during our thorough inspection. Close on your home quickly — for an accurate priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price. We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesare on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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